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St. Charles Underinsured Motorist Attorneys
Underinsured Motorist Attorney Serving Saint Charles, Saint Louis, Lincoln County, Warren County & nearby areas of Missouri and Illinois.
Missouri and Illinois require liability insurance, however, the state minimum is only $25,000. This is often inadequate given the cost of medical care in Missouri and Illinois. Obviously, the state minimum policies do not provide enough coverage for many crashes/ accidents. Individuals injured the negligence of an underinsured driver be forced to cover their own medical and vehicle repair damages even though they were not at fault.
Underinsured motorist coverage is not required. If an individual has secured adequate underinsured motorist coverage limits, individuals may be able to file underinsured motorist claims with their insurance companies up to the limits of the underinsured motorist limits.
Filing an Underinsured Motorist Claim
Filing an underinsured motorist claim should be pursued when another driver was at fault in an accident/ crash, and the at-fault driver/ motorist did not have enough coverage to compensate the other driver.
For instance, if a driver $50,000.00 of underinsured motorist coverage on your motor vehicle liability policy, and the driver was injured in a crash caused by another negligent driver. If the value of your claim is $50,000.00, the responsible driver has liability policy limits of $25,000.00, and the insurance company for the liability insurance company (responsible driver) seeks to settle with you for their policy limits of $25,000.00, then the driver has an underinsured motorist claim against their insurance company for $25,000.00.
Individuals seeking compensation from their insurance companies as a result of the negligence of an uninsured driver should seek the help of a St. Charles/ St. Louis uninsured motorist claim attorney to help ensure fair compensation for the claim.
It is important to obtain proper legal representation because even your own insurance company will begin looking to blame their insured for comparative fault, and seeking to reduce or minimize damages from the time the claim is initially reported.
Our Saint Charles/ Saint Louis car crash/ car accident lawyers can help investigate the crash, contact witnesses, review the police report, advise you of your rights, and communicate with the insurance company on your behalf.
Contact our Saint Charles/ Saint Louis Attorney Immediately
After a crash with an underinsured motor vehicle, you and your family members may need guidance on what to do next. Contact the Law Offices of Nathan A. Steimel, L.L.C. to obtain the guidance you need to maximize your recovery. No fee unless we recover for your injuries.
Underinsured Motorist Coverage provides coverage for all damages caused by the uninsured motorist coverage including Medical Bills, Lost Wages, and Pain and Suffering.
The Law Offices of Nathan A. Steimel, L.L.C. has assisted Missouri and Illinois underinsured motorist vehicle crash victims recover money and compensation for medical bills, lost income, pain and suffering and other damages/ harms and losses. The Law Offices of Nathan A. Steimel, L.L.C. will work hard to help you.
By contacting our St. Charles/ St. Louis, Missouri based underinsured motorist vehicle accident law firm, you can get a free consultation regarding your accident and injuries. There will be no attorney’s fees unless we obtain compensation for you.
Call Shea Kohl Law, LC at (636) 946-9999
or contact us online to schedule your initial consultation.
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Shea Kohl Law, LC serves clients in Missouri including St. Charles, Troy and Lincoln and throughout Warren and St. Louis counties. We also serve clients in Illinois.